Most people think they need a Down Payment for a Bad Credit Auto Loan? Not True!

While a down payment opens doors to more lending companies, there are banks and loan companies who will approve you for a car loan with No Down Payment even if you have bad credit. These lenders do not focus on your past credit history, but rather, they look at your ability to repay the loan. If you have a steady income with some work history then you will get approved.

Down payments will lower your monthly payments so they should be considered. A trade in is also considered a down payment. Don't have either? No worries, we can still get you approved for auto loan financing.

Have you been turned down at another company or car dealership? If they do not have the experience or expertise that we do, they may have just chosen the wrong vehicle for you! We have seen situations where the lender asks for thousands of dollars in a down payment on one type of vehicle, and then zero down payment on another! Apply today and get approved.